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Can an Employee Wellness Program Improve Morale?

Posted In TRENDS

If you offer health-care insurance to your employees, it’s likely one of your biggest expenses after paying their salaries. By introducing a wellness program and encouraging workers to take better care of themselves, you could save money in insurance premiums and lost productivity due to illness. According to a CDC study, wellness programs can help [...]
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Grants and Loans: 5 Financial Resources for Small Businesses

Posted In GRANTS

The nation’s economic woes have made it tougher for small businesses to get loans and grants. The SBA's (PDF) loan volume is edging up for fiscal 2013 over 2012, but it's still down from 2011's numbers. No statistical data is available for grants, but government budgets have been tight the past few years and many [...]

Are You Paying Too Much for Employee Cell Phones?

Posted In EXPENSES

As cell phones have become an increasingly invaluable part of the small business world, the average cell phone bill has climbed 15 percent since 2001. Businesses aren't immune to rising cell phone costs, but with so many smartphone service providers clamoring to compete for small business dollars, the smart small business owner can find ways [...]
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Can Price Matching Help Your Small Business Compete?

Posted In MARKETING

Price matching at retail isn’t what it used to be. Gone are the days when consumers scoured newspaper ads for the latest deals. Today, shoppers are comparing prices on their smartphones while browsing stores — and may even bring their devices directly to the customer-service desk to negotiate a deal. Big-box retailers like Best Buy [...]
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Workers’ Compensation: 5 Warning Signs of Fraud

Posted In EMPLOYEES

One out of every four insurance fraud claims in the United States is related to workers’ compensation. Every year, U.S. employees report personal injuries that happen outside of the job as workplace-related ones — to the tune of $7 billion, according to the National Insurance Crime Bureau [PDF]. Small businesses, which are often unequipped to [...]
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On Being Charitable: How Helping Others Can Help Your Business

Posted In MARKETING

Research shows that giving back to your community is good for business. Some 85 percent of U.S. consumers have a more positive image of a company when they know it contributes to a cause that they, too, care about. In a recent post, we looked at how entrepreneurs can be more charitable. Here are five [...]
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5 Downsides to Deal-of-the-Day Websites

Posted In MARKETING

Deal-of-the-day websites can attract hordes of customers with snappy, humorous copy and deep discounts on products and services. But will offering an online bargain through a third-party promoter ultimately help or hurt your small business? For most, daily-deal websites do appear to drive business. A study by Rice University [PDF] showed that 55 to 61 [...]
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5 Ways to Cut Costs Without Outsourcing

Posted In GOING GREEN

Outsourcing contracts are down 19 percent, according to this recent report, with many U.S. companies bringing operations back home. This is generally good news for the nation’s economy, but some small businesses say that domestic services and manufacturing costs are still too high for their budgets. Fortunately, in 2013 you don’t have to outsource to [...]
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