Suzanne Kearns

Suzanne has been a full-time freelance writer for 20 years. She’s written for numerous business and financial publications such as Entrepreneur, Reason Magazine, Home Business Magazine, and Money Crashers.

  • business growth

    How Long Before Your Business Is Profitable?

    by on October 8, 2014

    How long will it take for my business to become profitable? It’s quite possibly the most common question new business owners ask. After all, many leave well-paying jobs to set out on their own, and it only makes sense that they want to know when their risk wil…

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  • empty pockets

    What to Do When You Need Help, but Can’t Afford an Employee

    by on October 6, 2014

    So, your business is growing and you need help, but you don’t yet have the funds to hire an employee. Will you have to continue working 20-hour days to get it all done yourself, or is there another way? Luckily, small business owners — even home-based ones…

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  • tax audit

    The 8 Most Common Tax Audit Triggers

    by on October 2, 2014

    Most small-business owners would say one thing they would meticulously avoid if given the chance is a tax audit. But rather than living in fear of the unknown, let’s take a look at some of the most common triggers for a small-business tax audit. The IRS uses…

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  • mistake oops

    6 Common Financial Mistakes to Avoid in Your First Year

    by on October 1, 2014

    According to the SBA Office of Advocacy [PDF], only half of new businesses survive for at least five years, and only a third of them make it for 10 years or more. With odds like that, you’ve got to do everything you can to increase your chances of success. T…

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  • business loan

    How to Get a Business Loan

    by on September 26, 2014

    Small-business loans are still difficult to obtain, so it makes sense that when you apply for one, you do all you can to increase your chances of approval. Here are some principles that can help smooth the way to approval.
    Go in Prepared
    Gone are the “fly …

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  • fitness

    Is Your Business Financially Fit?

    by on September 24, 2014

    Understanding the fiscal condition of your business is important when managing daily duties, planning for the long term, and making decisions about opportunities that arise.  But that means more than simply knowing what’s in your bank account. To determine …

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  • loan approved

    4 Business Financing Pitfalls to Avoid

    by on September 19, 2014

    With small-business lending in its currently tight state, you’ll want to do all you can to increase your chances of a loan approval if you go hunting for cash. To that end, it’s important to understand the biggest financing pitfalls that many small-busines…

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  • bank loan

    How to Improve Your Chances of Getting a Small Business Loan

    by on September 8, 2014

    Small-business lending hasn’t been the same since the crash of 2008, and like many business owners you may be wondering what you can do to improve your chances of getting the capital you need to grow and maintain your company. There’s no shortage of suggesti…

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