The owner of a plant shop inspects some plants before setting them out while workers straighten up the shop.

Small business loans—big impact for your business.

Apply for a QuickBooks Term Loan or a QuickBooks Line of Credit to fuel your growth plans.

97% of customers are satisfied with the ease of the application process.¹

Get the funding you need to:
manage your cash flow.
pay your employees.
upgrade your equipment.
build your business credit.
expand your work space.
find peace of mind.
track invoices

Explore your options

Discover available financing products without impacting your personal credit score.

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Get started in minutes

Apply for a QuickBooks Term Loan or Line of Credit, and have a decision in a few short minutes.

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Access funds fast

Approved loans are typically funded in just 1–2 business days.²

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No fees, no hassle

Pay no origination fees, late fees, or prepayment penalties.³

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Loans for expansion and growth

Whether it's to cover a big expense or fund a new venture, a business loan through QuickBooks can help support your goals. 

Business owners at a laptop seeing they’ve been approved for a line of credit.


Flexible credit that you control

Keep business on track with a Line of Credit you can access when you need to. Draw cash from your total credit limit or get an advance on eligible outstanding invoices—and only pay interest on the amount you borrow.

98% of customers are satisfied with the ease of the application process.5

Why small businesses rely on QuickBooks for access to capital

“QuickBooks Capital offered me a lifeline when I needed it the most, with my first-ever business loan.”

Lionell Ball

Inflect Digital

January 2024

“Low interest and quick response based on business credit history! Excellent option for small business capital.“

Linda Romero

Lindy and Friends

January 2024

The owner of a bridal dress shop uses a laptop while seated at a table to review loan options available.

Check out lending partner offerings

Find other funding options through QuickBooks Capital’s partners that provide business loans and lines of credit.

Build your knowledge

The QuickBooks Blog is full of articles, podcasts, and info to help you on your journey.

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Beyond self-funding: 3 pointers on raising funds

Read an article about finding funding and listen to the first episode of the “Mind the Business, Small Business Success Stories” podcast.

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How to get a small business loan: Guide & tips

Learn how to get a small business loan, the different types you may qualify for, and how to choose the best fit for you.

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Frequently asked questions

Get started in minutes