Hi there, Drg1.
Good to see you here in the QuickBooks Community. Let me help and guide you on how to set up direct deposit in QuickBooks.
When processing direct deposit, you'll need to send the paychecks to QuickBooks Payroll by exactly 5 PM PST at least two banking days prior the paycheck date. This allows time for the service to process your payroll and transfer funds from your account into your employees' account.
Here's how to set up Direct Deposit in QuickBooks Desktop:
After signing up a Direct Deposit, Intuit makes two small withdrawals of less than $1.00 each from the bank account you set up. You'll need to check your bank account for the amount and confirm it in QuickBooks.
Now, to activate the Direct Deposit you'll need to enter 2 debits, you can check this link for the steps: Enter direct deposit test debits in QuickBooks Desktop Payroll.
However, if you're using QuickBooks Online version, you can check this article for the detailed steps on how to set up payroll direct deposit.
This will get you on the right track. Please know that I'm just a post away if you have additional questions about the direct deposit. Wishing you and your business continued success.