We believe you can accomplish whatever you set out to do, and we're delighted when we can help our QuickBooks Online customers succeed with a short-term working capital loan.
When QuickBooks Capital is the originating lender, we look at a variety of factors to see if you may qualify for funding, including but not limited to past business history, use of QuickBooks Online, personal and business credit history, and current liabilities. In general, we look for a FICO of 580 or higher and at least $50,000 in revenue in the past year. You shouldn't have any bankruptcies (personal or business) in the previous 2 years, and your business type can't be on our prohibited industry list. We perform a soft pull of your personal credit history which does not affect your personal credit or score. However, your business credit history may be affected when you apply for a loan with us. As each small business is unique, we review each application individually. While we generally work within these guidelines, we do not guarantee that all applicants meeting these criteria will qualify for our business loans.
If you have questions and would like to speak to someone, give us a call at:
- 844-832-2903 - While applying for or choosing a loan or other questions related to financing
- 844-832-2910 - Regarding payments on your loan