Your current QuickBooks Payments subscription rate and fees are dependent on the price at the time of sign up. I’d love to assist checking if there’s a way of minimizing the costs.
I’m unable to perform the process since it requires reviewing account information, so I suggest contacting our Payments Team.
They have tools to review billing details in a secure environment and can provide recommendations which plan fits your business needs. The most up to date contact details can be found here: QuickBooks Desktop Payments.
This should point you in the right direction. Let me know how the call goes. I'm always here to provide you with additional assistance if you need anything else.