Welcome aboard to the Community. I'd be glad to help provide the information you need regarding the credit card payments in QuickBooks Desktop.
Usually, deposits from the credit card payments will be on your bank account the next business day. Then the deposit time for the payments via QuickBooks Bank Transfer (ACH) will take two to seven business days.
For additional insight into QuickBooks Payments, such as the funding and batch settling, I'm adding an article that I recommend: