Hello there, @carmeltac.
A vendor credit records a refund for a returned product or service. Instead of creating a check or giving the actual cash, you’ll want to apply it directly to the current vendor balance. Let’s ensure to select the correct account in creating the vendor credit so it will be applied accurately to the Accounts Payable.
To pay your bills using your vendor credit, here’s how:
For more detailed steps, you may check this article: Manage vendor credits.
If you’re trying to record credit card payments, you may refer to this page for a more step-by-step instruction: How to record credit card payment.
Swing by here in the Community if you have other questions. I’m always here to help.