Thanks for sharing your concern in the QuickBooks Community, @shousecontractin.
Allow me to provide answers to your queries in QuickBooks Online (QBO).
Before we start, can you share with me more details about your deposit withdrawal concern? This way, I can provide you with the right response to your question. Any further info would be much appreciated.
If you're trying to withdraw from your QuickBooks Checking debit card, you can your get cash from any ATMs. You can also use it to make purchases like any other Visa debit card.