How do I add a charge not included in bank download?

I can walk you through adding bank charges, ginny12.

You can add the deposit and then edit it to add the credit card charge. Let me show you how: 

1. Go to the Banking or Transactions menu.
2. Select the bank and the transaction to add.
3. Click Categorize and enter the needed information. Then, Add.
4. From the Accounting menu, select Chart of Accounts.
5. Look for the bank where the transaction was added. Click View register. 
6. Select the transaction and click Edit.
7. Under the Add funds to this deposit section, select the account you use to keep track of your bank charges.
8. Enter the amount fee as a negative number.
9. Click Save and close after reviewing the total amount. 

To know more about the process, you can check out these articles: 

• Record and make bank deposits in QuickBooks Online
• Categorize and match online bank transactions in QuickBooks Online

Let me know if you have other questions. Take care!