Does not matter if it is QB online ir desktop, the procedure is exactly same, correct and up to date.
1. Sell item for $100
2. Record received payment of $100 posted to Undeposited Funds
3. Create deposit selecting the $100 item (or all that are in one deposit as is case with Square)
4. Add line item negative processing fee for $3
5. Save net deposit of $97
6. Accept green match
Works every time AND IS proper and accepted accounting
