Anonymous
Not applicable

Employees and payroll

That's a weird reaction.

Wells Fargo, for example, routinely makes DD funds available the night before.  Many larger banks that batch process all day long (instead of only nightly) move funds faster than is required.

Intuit cannot (no one else can either) force recipient banks to make money available on a specific date or time.  ACH transfers are requests that include a date (but not a time). Banks can make the money sent to them available early if they want to, and sometimes they are late due to their own internal issues.  There's nothing anyone can do to change this.