@rockerjd one of the other AllStars found the link, or at least one link:
https://community.intuit.com/discussions/lounge/1801897-times-they-are-a-changin-usage-limits
It appears that if you do not change the number of Accounts or Classes you have, then you can continue using your data without upgrading.
Major downside is that you can only go down and you CANNOT ADD any new Accounts or Classes until you get below the limits. So if you don't expect the need to increase, you're fine. Otherwise you'll need to either pay for an upgrade or strongly consider moving to QB Desktop (or some other platform).
