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Other questions
Please learn from this input. There is no JE for this. You already have the proper tools = Banking menu > Enter Credit Card Charge. You avoid JE when you already have the Proper tools.
On this entry for your transition into QB, your first entry for the card where you already owe would be Enter Credit Card charge. On the Expenses tab, enter Equity, such as Prior Equity is Owner Equity or Retained Earnings or Shareholder Equity. Or, just pay it off personally and don't put that entry into the business at all.