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Other questions
Yep - QuickBooks->Preferences and click on Backup. You'll see the location set there. Make sure it is going where you think it should. Desktop isn't a particularly good choice for backups. Ideally you'll want your iCloudDrive folder. That way your backup is also copied to Apple's servers - safe in case your hard drive crashes or your machine is lost, etc.
Another possibility is your hard drive is full.