One example of necessary extra accounts is the lack of Fixed Asset Manager in QBO. If you have even a small portfolio of real estate but with separate assets for land, building, improvements, as well as maybe a liability loan on each. Then add payroll and whoops you can no longer keep your online books for a mere $720/ year, now it is $1800/ year. $1800!!!!! For nothing substantially added. And the usage limits of the lesser plans certainly ought to be accompanied by a price reduction.
Every year the price increases are claimed to be due to added features. Well now that features are being removed, how about a slash in standard pricing.