Hi there, GLEOffice. 

QuickBooks is a reflection of the actual cash flow of your bank accounts. The process of reconciliation is matching transactions you recorded in QuickBooks to the transactions created outside. This is to know that all your transactions are accounted for and should have a difference of zero between them. 

Although, you have entered your bank information, QuickBooks will not automatically take out money from your bank account. Unless, you'll want use the Pay bills feature in which you can process payments online through QuickBooks. 

You'll want to check these article that will help you through the reconciliation process: 

• Fix Reconciliation Discrepancies
• Zero or incorrect Beginning Balance in the Begin Reconciliation Window

Reach out to me if you have other concerns. I'm here to help!