Hello Clay, the explanation you wrote is great! Only one question, you sent an article for amex business cards, and they are different from Amex personal cards, I have a personal amex platinum card and a secondary (sub account) amex card attached to it.  I set up both accounts and the secondary downloads only it's own charges, and the main one downloads all the charges, both the main and sub, how do I get rid of the sub charges on the main account? Is there a step by step instruction how to set that up?