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Let me lend a hand in connecting your Discover Credit Card and provide you additional information about CSV file format.
Before connecting to Online Banking, you need to know how your bank sends the downloaded transactions. If the transactions download to one account, connect only the parent account. If the transactions download to the individual accounts, connect the subaccounts and not the parent account.
You may want to check your parent and sub-accounts setup, here's how:
To add a sub-account:
Also, regarding CSV file format, here's a recommended article for your reference: https://quickbooks.intuit.com/community/Banking-and-bank-feeds/How-to-import-bank-transactions-using....
You may find these articles helpful:
Keep me posted if there's anything else I can help you with connecting multiple credit cards and CSV file. I'm always here to help you out.