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Hi Des,
Looking over the conversation, i think it's just a bit of confusion on our part over the package you are using.
You will not mark as Personal, in the package you have (Which IS our online package, not our self employed one) - This package is the correct package for VAT tracking and submissions to hmrc for VAT, over "Self Assessment" (SA103F) creation.
You can batch select any transactions you don't want to include because they are your personal transactions, or non-business transactions, by ticking each one. Scroll to the top of the list to use "Batch Actions", and then "Exclude". Ignore the terminology Personal, you won't see it in your account. You'll exclude, and achieve the same outcome.