Hi, @finitetime.

Thanks for joining this thread. Allow me to address your concern and get this straightened out. 

I appreciate you for providing your insights about the features advertisement in QuickBooks Online (QBO). Finding new ways to adapt to our customers’ needs is how QuickBooks gets even better. I'm preparing a feedback submission to our Product Development Team. 

You may also send feedback about your opinion by following the steps provided by my colleague FritzF. 

Please know that you're always welcome to post if you have any other questions. Community team will always here to help.