Version protection ensures that you always have the latest version (not update) available of the QB software, not payroll. So paying for Version Protection will "give" you in October when released the download of QB2020. If you do not want to upgrade annually at what is supposed to be a discounted price, (my annual legacy payroll product includes version protection for free) you can contact them to cancel following the procedure from this post. https://community.intuit.com/questions/1782646-how-do-i-cancel-version-protection