Greetings, @NealRM.

I'd be delighted to share some resources on how accepting payments works in QuickBooks Online.

With QuickBooks, there are different ways to accept payments from your customers depending on your business needs and your payment account type. Bank ACH transfer is  for free. However, fees is still subject to change as time progress. You may check out our website for a more detailed pricing details: https://quickbooks.intuit.com/payments/.

For additional insight, you may check out this article: How to record a customer payment.

Always feel free to click on the Reply button if you have other questions about receiving payments. I'm always here to answer your inquiries.