Thanks Rose. You wrote:

Please be reminded that when you rename an account used for a budget, the account will no longer be associated with it and you need to recreate the budget using the new account name.

I'm worried about overriding my present budget. Will I be able to have multiple years? 

Also, speaking of worry: Is there anything like a system restore. In case I really screw something up. Can I go back a day or two and start fresh? 

Thanks for your help! QuickBooks is amazing!