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Welcome to the Intuit Community, av_123.
With regards to having an option to stop the Payee name from auto-filling on transactions, I couldn't agree more and I believe the more added flexibility the product has the more it will appeal to the wider audience. I have added this request to our own internal product enhancement list, which we send directly to our product development team.
You can also leave your feedback on our Feedback Forum: http://feedback.qbo.intuit.com/
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