Hello there, dob. I'm here to share details about the budget report you want in QuickBooks Online (QBO).
Since there's no direct report that shows a budget report for the full year against your YTD spending, there are some options you can consider.
The first one is to run a Budget vs. Actuals report. This shows the actual income and expense with your budget amount. You can also further customize the report to filter incomes and expenses.
Go to Reports and select Standard.
In the Find report by name field, type in Budget vs. Actuals.