How long does the first transaction take to land in the bank account? I have charged my customers through manual input in the merchant section they are still pending why?

Welcome to the Community, @wafadaoud8.

Deposit speeds depend on the product you're using and the type of payment. Generally, credit card payment deposits take 1-2 business days and 2-7 business days for Bank transfer (ACH).

You can also check your deposit speed in QuickBooks Online (QBO). Here's how:

1. In QBO, go to the Gear icon at the top to get to the Account and Settings.
2. Click the Payments tab at the left pane, then review the Deposit Speed section.

For more information, consider checking out this article: Find out when QuickBooks Payments deposits customer payments.

Reach out to me in the comment section below if you have any other questions or concerns, and I'll get back to you right away. I'm always here to help. Have a good one!