QuickBooks customers enjoy access to smart financing options. Try QuickBooks free, and see what’s possible.


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Use your QuickBooks data to find business financing quickly and easily.

Simple experience through QuickBooks.


Do I qualify for financing?


QuickBooks Financing helps you get an answer to that question quickly. Our platform takes all the hard work out of applying for a loan by pre-populating the application form with your QuickBooks information. With your permission, we then share that information with our financing partners. You may view loan offers from the partners in minutes.

Key criteria that go into whether your business may qualify for financing:

  • Years in business: Most of our partners look for at least two years in business.
  • Revenue: Most of our partners look for at least $75,000 in gross revenue.
  • Personal credit history: FICO score could affect whether your business qualifies for financing and at what rates.
  • Credit history: Personal and business bankruptcies as well as major derogatory information (such as late payments or liens) could also impact whether your business will qualify for financing.

The criteria above are generally just the minimum criteria for pre-approval.



Will seeing financing options through QuickBooks Financing impact my credit?


No. Starting the loan process through QuickBooks Financing just requires a soft pull of your credit. A soft pull won’t affect your credit score in any way.



What role does QuickBooks Financing play?


QuickBooks Financing helps small business navigate the process. We help in a few ways:

  • We help provide some of the information required by partners.
  • We work with a limited number of hand selected partners to help bring you the right financing for your business.
  • We help you see all the offers your business qualifies for from our own financing partners so that you do not have to apply multiple times.



What's the right type of loan product for me?


We offer access to multiple financing types on our platform. Here’s how to think about which is best for you:

  • Line of credit: You want to have extra money on hand to be able to draw from as unexpected expenses come up.
  • Invoice financing: You use the invoicing feature in QuickBooks and are looking for a short-term working capital loan.
  • SBA Loans: You can wait a little longer (1-2 months) to get a lower rate for a larger dollar amount, and you plan on keeping the loan for a number of years. These loans have the lowest APRs on our platform.
  • Long-term loan: You are planning an expansion of your business.
  • Short-term loan: You are looking for some extra working capital to help smooth cash flow or purchase inventory.

To learn more visit: QuickBooks Financing