Intuit is a technology company, not a bank. Banking services provided by our partner, Green Dot Bank.
![A woman uses her QuickBooks Money debit card to pay.](https://quickbooks.intuit.com/oidam/intuit/sbseg/en_us/quickbooks-online/web/image/photo/lindsey-murphy-the-fab-lab-creator-08-brand-photo-fy24-620-desktop@2x.jpg)
Spend, stash, and grow cash
Sign up for a free business bank account that’s FDIC-insured up to $5 million.
No monthly fees or minimum balances
Payments go straight to the bank—if eligible, get same-day access to funds at no cost
Earn 5.00% APY on money you put away in savings envelopes
Get cash at 19,000+ Allpoint ATMs**
![The owner of a rug company sits at his computer](https://quickbooks.intuit.com/oidam/intuit/sbseg/en_us/quickbooks-online/web/image/photo/nedim-korkmaz-nomad-vintage-online-sales-and-repair-services-04-brand-photo-fy24-qb$-620-desktop@2x.jpg)
Save even faster with 5.00% APY
Every dollar put away in savings envelopes earns you interest at over 70x the U.S. average. Build your rainy-day fund and rest easy knowing your money’s working, even when you’re not.1
Get paid fast and manage your cash
![An image of a mobile device with a screen where someone is creating an invoice with multiple payment methods their customer can pay with.](https://quickbooks.intuit.com/oidam/intuit/sbseg/en_us/quickbooks-online/web/image/feature/create-invoice-feature-qb$-en-us-desktop@2x.png)
Customize invoices or request payments with a link. Know when they’re paid, keep tabs on open invoices, and send your customers reminders with a tap.
![An image of a phone with an online checkout a customer uses to pay an invoice.](https://quickbooks.intuit.com/oidam/intuit/sbseg/en_us/quickbooks-online/web/image/feature/customer-pays-invoice-feature-en-us-desktop@2x.png)
No matter how customers choose to settle up—card, ACH bank payments, Apple Pay®, PayPal** or Venmo—your payments appear in one place, making managing your business finances easier than ever.
![A phone showing Stella Photography’s business checking account balance of $1,587.00 and a paid $100.00 invoice.](https://quickbooks.intuit.com/oidam/intuit/sbseg/en_us/quickbooks-online/web/image/feature/payment-deposit-feature-qb$-us-en-desktop@2x.png)
Eligible payments land in your bank account the same day—nights, weekends, and holidays—so you can access cash fast at no additional cost.**
![Cash flow chart highlighting recent money updates, including a increase in money in.](https://quickbooks.intuit.com/oidam/intuit/sbseg/en_us/quickbooks-online/web/image/feature/cash-flow-insights-feature-qb$-us-en-desktop-new@2x.png)
See your business money come in and out over time, so you can make smart business decisions, reflect on historical data, and pivot as you grow.
A business money tool that’s right for you
Get paid and manage your business money without a subscription.
Keep more of what you earn
Get paid with better rates and no fixed fees.
Cards
Digital wallets
ACH bank payments
2.99%
2.99%
1%
Cards
Digital wallets
ACH bank payments
2.99%
2.99%
1%
![Shop owner holds a flower. Screen shows their income, expenses, and net profit. Screen shows Auto Payroll on schedule.](https://quickbooks.intuit.com/oidam/intuit/sbseg/en_us/quickbooks-online/web/image/feature/profit-loss-payroll-feature-brand-photo-23-qb$-en-us-desktop-new@2x.jpg)
Tools that grow with you
If you need accounting tools and more, easily upgrade to QuickBooks Online anytime, and find everything you need to manage your books and your team.
![Jennifer Guidetti, QuickBooks Money customer](https://quickbooks.intuit.com/oidam/intuit/sbseg/en_us/quickbooks-online/web/image/other/Jennifer-Guidetti-testimonial-qb$-en-us-desktop@2x.jpg)