You can reconcile without connecting your bank account by entering or importing the transactions first. Then, go to Accounting > Reconcile and match them to your bank statement. For more detailed guidance, please refer to this resource article: Reconcile an account in QuickBooks Online.
Please note that connecting to online banking is not required to complete a reconciliation in QuickBooks Online. It simplifies the process by automatically downloading transactions in a smoother workflow.
I’ll keep this thread open in case you have any additional questions or updates.
