I appreciate you reaching out, @islandshaveicewb.
When submitting a utility bill as part of the documentation process, the account holder's name must match the information provided in the application.
Since you don’t have a utility bill with your name on it for your FINTRAC submission, you can use other documents such as bank statement, a prepaid card, a credit card, a loan statement, or a government ID that has your name and address on it.
To learn more about how long the process will take after submission, you can check this resource: What you need to know about FINTRAC.
Please let us know if you need anything else.