Hello and welcome to the QuickBooks Community, greenstockj1
I'll be happy to guide you on how to add a bank account in QuickBooks Online.
Adding a live connection is completely optional. If you don't want a connection, or if your bank isn't supported on Open Banking in QuickBooks, you can create a manual account in your chart of accounts instead. Here's how:
1. Click the Gear icon
2. Select Chart of accounts (Take me there)
3. Select New
4. Select the appropriate account type from the Account Type dropdown menu (for bank accounts, select Cash at bank and in hand).
5. Select the proper Detail Type from the dropdown menu.
6. Fill in all remaining fields and select Save and Close.
You can then select this account when recording transaction in QuickBooks, or manually upload transactions from your bank.
Thanks again for reaching Intuit QuickBooks support on the Community. We'll be here if you need any help.