Hello, @jean1.
Your bank transactions in QuickBooks Online will automatically refresh every night around 10:00 PM (PST). But it will pull up any new transactions if you manually click on the Update button.
The feature to delay the update of your bank transactions is unavailable. I'll be sure to take note of it.
If you haven’t received the payment yet from your customers, you can keep the transaction in the For Review tab. That can only be added to your account once you’ve either match it to an existing transaction or add it as a new one.
Check this article for more information on how to categorise and match online bank transactions in QuickBooks Online.
Here’s also an article for future reference: Open Banking FAQ. It's a list of common questions concerning this feature, along with their answers.
Let me know if there's anything that I can help with your bank connection. I'm always here to assist. Have a wonderful day!