Welcome back to the Community, @john182.
In QuickBooks Online (QBO), the option to set up BACS is only available in Advanced Payroll. Since you're using the Standard version, you can only run regular payroll.
For more insight about QBO Standard Payroll, check out this article: QuickBooks Online Standard Payroll Hub.
To learn more about setting up BACS, please visit this article: BACS Settings in QuickBooks Online Advanced Payroll.
Reach out to me in the comment section below if you have any other questions or concerns. I'll be here to assist. Have a good one!