Hello, @njdarling87.
Let me share some insights about allocating bank transactions to supplier credit and invoices.
To ensure accurate recording of payments and credits, I suggest manually matching the downloaded payments to the bill and resolving any differences by posting the credit amount to AP. This approach will help you clear the bill and record the supplier credit simultaneously, streamlining your accounting process. If you have already recorded the supplier credit in QBO, you can delete it to avoid duplication, given that you will have already resolved the difference in the credit card account.
To help give you a better idea of how QBO matches downloaded transactions to existing transactions, check out this article: How to add and match downloaded banking transactions.
Additionally, I'm sharing this article that will help streamline your reconciliation process in QBO: Learn the reconcile workflow in QuickBooks. It contains the necessary procedures for resolving issues when reconciling an account.
If you have further questions about any bank transactions, you can comment below, and we'll respond to you as soon as possible.
