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Welcome to the Community forum, @cacantrell4.
To answer your question, it's a yes. In QuickBooks Online (QBO), every user has their own unique login credentials.
Once you invite a user to access your QBO account, they receive an email invitation to accept the invite and set their username and password. That will be the one they'll use every time they log in.
In case you forgot your username or password, here's a helpful article that you can read to recover your account: Reset your password or recover your user ID for QuickBooks Online.
Please don't hesitate to add a comment below if you have any other questions about the QuickBooks password. I'll be right here to help you.
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Thank you so much, MirriamM. You answered my question and I'm very grateful.
Thank you so much, MarriamM. You answered my question. I'm very grateful.