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You can not, there is no user back up for QBO. Intuit backs up the system daily but can not restore your file.
in the app center are "back up" subscriptions you can pay for, they take a snap shot of your data that you can restore from
Thanks for reaching out to QuickBooks Community, @userrb.
I've got some info with regards to creating a backup in QuickBooks Online (QBO).
In QBO Advanced subscription, you can save online backups of your accounting data. This will help you save everything on your Chart of Accounts.
To back up your QBO Advance account, follow these steps:
First, turn on the automatic backups
After you add your company file, your data will be backed up automatically every 5 - 10 minutes once you make new changes. It also runs daily scheduled backups.
Once done, follow steps 2 and 3 outlined in this article: Back up and restore your QuickBooks Online Advanced company.
For now, this feature is only available for this subscription. However, you can still export your QBO reports and lists if you subscribe to a different one. Just make sure to save your file in a location where you can easily find it.
As the end of the year approaches, you need to complete certain tasks in QuickBooks to prepare for the new year. You can use our guide to complete year-end tasks and end the year smoothly.
You can go back to this thread if you need any other help with managing your account in QuickBooks. I'm more than happy to lend a helping hand. Take care and have a good one.