My reconcile opening balance is wrong. How do I make it match my statement?
Quicken help gives the reason Quicken's running Balance does not match Online balance as being only related to pending transactions.
The real reason is that credit lines do not post the accrued interest as a transaction, like it does post a periodic transaction for interest accrued on accounts that give interest, like Saving.
Since loan/credit line accounts do not have transaction for interest charges daily, and added to balance, Quicken does not pick the interest addition, so the tally in Quicken is ALWAYS off by the amount of interest charged to the account.
Quicken does not account for this standard process, and does not provide a way to sync the balances, resulting from the interest not having a transaction when added to the balance.
To me, this is bug/flaw in Quicken since the daily-interest-charge-posted-with-no-transaction is standard for Debit/Line-of-credit accounts.