I figured it out. I was able to access my old password off my keychain in the OSX
Also found a trial version of QBD 2019 Windows and installed it on my PC
Then I did a Back to Windows on the Mac side and successfully imported into the Windows version and it worked perfectly.
So there was no reason to incrementally update the file thru different versions of QB.
Now I just need to download and install the QBD 2019 Mac and export my file from the PC to it and I'm all set.
Thanks for tip on getting the trial versions on the PC side