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I'm glad you made it here, irene13.
QuickBooks Online (QBO) only uses the information coming from your bank. You can create rules to help automatically categorize transactions and add on the Payee field.
To create a rule, here's how:
You can also create targeted rules so specific transactions are automatically accepted into your books. For more information about this, check out this article: Set Up and Use Bank Rules.
You can also check this article on how to assign, categorize, edit, and add your downloaded banking transactions.
Let me know if you have any follow-ups or other questions. I'm always here to help. Wishing you a good one.