Does quickbooks report any of your services to business credit reporting agencies for business credit? I am looking for ways to get business funding via credit etc

I can help you with this, info930.

Yes, we report your business’s payment performance to Dun & Bradstreet and Experian’s Small Business Credit Share (SBCS), including the status of your loan if you have a QuickBooks Capital loan.

You'll want to visit QuickBooks Capital. It's a business loan program for QuickBooks customers that will help you get the funding that fits your business.

In this program, we look at several factors to determine your eligibility for a business loan. This includes, but is not limited to, your business history within QuickBooks, transactions within your business bank accounts, your personal and business credit history, and current liabilities. In general, we look for a FICO of 620 or higher, and at least $50,000 in revenue in the past year.

Please know we can’t guarantee that all applicants meeting these criteria will be eligible for our business loans since every business is unique. Each application is considered individually and decisions are based on our guidelines.

I recommend visiting the FAQs page to know more about how QuickBooks Capital works.

I'll be right here to continue helping, if you have further questions with regard to this topic. As always, assistance is just one post away. 

When does the loan get reported? I have yet to see my capital loan on the my credit reports?

I can share some information when the loan gets reported and guide where you can see your credit reports, QST.

Once you've applied, you should receive a response email from QuickBooks Capital for further action needed or any additional details they require from you. I suggest keeping an eye on their reply.

You’re entitled to a free copy of your credit report from each of the three consumer credit reporting agencies annually at the following website: https://www.annualcreditreport.com.

To know more about this process, you can go through this article: https://quickbooks.intuit.com/capital/faqs/. It has in-depth details on how QuickBooks Capital works as well as accessing credit reports.

Feel free to leave a reply below if you need more help with this or anything about QuickBooks. I'm always here to help. Have a good one.

Thanks for the reply, would you please do me a huge big favor and actually read the question I asked. This would go along way and be a great first step in providing assistance to your patrons instead of a useless post of information that obviously is not needed.   Thanks in advance.

Hello. Thank you for the answer. Does quickbooks only report loan payments or subscriptions as well?

Thanks for your interest with our services, @PoetikKakes.

Yes, Intuit does report loan payments through automatic debits based on the terms of your loan agreement. We also keep track of subscriptions for our different services. See this link for the FAQs for QuickBooks Capital: Have a question about funding with QuickBooks Capital?

May I know what service are you looking for, that you want to avail? I'd be more than happy to share some insights when I get this information from you.

Add the additional details in the comments below or mention me on your post. I'll be right here to help you anytime. Have a good one!

Dear QB,

One of our customers complained to us that we misapplied a payment so he was 90 days overdue - and that QB online automatically reported this to Dunn and Bradstreet, which lowered his business' rating. 

Does QB take data from our books to report to D&B?

Thank you.

Welcome to the Community, koshaugh.

When you apply for a loan, QuickBooks Capital also review your personal and business credit reports. I'd also like to reiterate of what my colleagues KlentB provided you an answer regarding you concern. 

For your references, you can go through the following resources below. These will provide you more details about loan repayments as well as on what other options that's good for your business:

• What is QuickBooks Capital.
• Have a question about funding with QuickBooks Capital?

Please know you can continue to reach me here with any additional questions. Thanks for coming to the Community, wishing you continued success.

Hi - thanks for the quick reply. This is nothing to do with QB Capital or loans.

This is only a customer of ours whose payment to us was (accidentally) over 90 days past due.

Does Quickbooks Online crawl through our online books and report that overdue bill to Dunn and Bradstreet about that customer that was overdue 90 days.

Thanks again.

Hi - thanks for the quick reply. This is nothing to do with QB Capital or loans.

This is only a customer of ours whose payment to us was (accidentally) over 90 days past due.

Does Quickbooks Online crawl through our online books and report that overdue bill to Dunn and Bradstreet about that customer that was overdue 90 days.

Thanks again.

Thank you for reaching out to the Community, @koshaugh. Let me point you in the right direction for support regarding a customer’s overdue bill in QuickBooks Online (QBO).

To address this matter, I suggest you contact our Merchant Support service. This way, they can assist and walk you through every step of the process.

QuickBooks Online with Payments & Merchant Service Center
M-F 6 AM to 6 PM PT

Contact us through QuickBooks Online

1. Sign in to your QuickBooks Online company.
2. Select Help (?) at the top right.
3. Select or type Contact Us.
4. Enter your concern, then select Let's talk.
5. Choose a way to connect with us:

• Ask the community to get help from businesses like yours.
• Start a chat with a support expert.

I also suggest you review some of our commonly asked payment question in QuickBooks Payments.

Let me know if you need further assistance with QuickBooks. I’m just one post away from assisting you. Have a great day!