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What are the fees for QuickBooks Payments?

Learn about payment processing fees.

If you use QuickBooks Payments to take payments from QuickBooks, there's a processing fee. Always check the QuickBooks Payments website for the latest processing fee rates and pricing. Here's an overview of fees and plans for QuickBooks Payments so you can make the best decision for your business.

Learn about QuickBooks Payments fees

QuickBooks Payments charges a fee each time you process a transaction. Fees also depend on how you processed the payment

Note: Fees are subject to change. Always refer to the QuickBooks Payments website for the most up-to-date info.

Fee type QuickBooks Online QuickBooks Desktop "Pay as you go" Plan QuickBooks Desktop "Pay monthly" Plan
Monthly fee None $0 $20
ACH bank transfer 1% (Max $10) $3.00 $3.00
Credit card - swiped 2.4% + 25 ¢ 2.4% + 30 ¢ 1.6% + 30 ¢
Credit card - online invoice 2.9% + 25 ¢ 3.5% + 30 ¢ 3.3% + 30 ¢
Credit card - keyed 3.4% + 25 ¢ 3.5% + 30 ¢ 3.5% + 30 ¢

Instant deposit fees for QuickBooks Online & Desktop

Each time you get an instant deposit, there's an additional 1% fee of the total amount of the instant deposit. This is in addition to the fees for processing customer payments.

Learn about payment plans

To see the latest payment plans for your product, visit the QuickBooks Payments website.

Learn when funds show up in your bank account

Processing time depends on the QuickBooks product you use. Find out when QuickBooks Payments deposits payments into your bank account.

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