Hi @becky36,
Thanks for the question! Generally, deposits will take 2-3 business days for credit card transactions and 5 business days for ACH transactions. Keep in mind that the weekends are not considered business days, so that may impact when you receive your funds.
In regards to @ThatBkkpr's reply, faster funding is something we have been rolling out to customers based on eligibility. Accounts are reviewed and, if determined eligible, you would see an upgrade option in QBO on your payments tab, at that time.
Hope that helps!