Bank credit card only downloads as a Current Liability account

I'm happy to see you here in the Community, @MeganGreenleafPS.

In order to have the transactions of your bank credit card (Visa) to be downloaded into the system, you'll need to disconnect your current connection. This way, you'll be able to reconnect it and choose a credit card as the account type. This will prevent you from entering journal entries of the bank transactions.

To disconnect your account:

1. Go to Lists and then select Chart of Accounts.
2. Right-click the account you want to deactivate. Then select Edit Account.
3. Go to the Bank Settings tab.
4. Select Deactivate all online services and then OK to confirm.
5. Press on Save & Close.

If you see an error or can’t disconnect an account, here’s how to fix Bank Feed errors.

After that, you may now reconnect the said account and choose Credit Card as the account type. To set up a direct connection between your FI and QuickBooks, you need to know how the financial institution classifies your account, not how QuickBooks does.

Here are the different account types:

For additional information with connecting your credit card in QuickBooks Desktop, please refer to this link: Get started with Bank Feeds for QuickBooks Desktop.

Know that if you wish to add your transactions again in QBDT, you'll need to delete the old ones to avoid duplicates.

Let me know if there's anything else you need. I'll be around for you. Wishing you all the best!