Thank you for reaching out to us, @dwhizz303-gmail-.
Let me share some insights about online payments in QuickBooks Self-Employed.
If your account is connected to your online banking and you're using QuickBooks Payments, all the payments will post in the Transactions tab.
Also, you can go to your Merchant Service Account under the Account menu. From there, funds will automatically be posted to the bank account set up for your customer payments. You'll see the default bank under the Account Profile, Deposit Account Information section.
You'll just have to categorize it properly so it posts in your Profit and Loss correctly.
Just reply to the thread if you have further questions. Have a great weekend!