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Thank you for reaching out to us here on the Community page, @forerunner53.
I'm happy to guide you on how to record the 0.05 amount that is added to your deposit in QuickBooks Online.
Usually, you can enter a check or expense transaction for this. If it's included on the fee, then use the desired account to record the amount.
For additional resources, while managing expenses in QBO, you can check out this article.
Also, you can open the topics from our help articles in case you need tips while working with your sales and expense transactions in the future.
If you have any other questions, please let me know by adding a comment below. It's my pleasure to help. Keep safe!