I'm trying to set up payments to large companies like AT & T and First Citizens Bank, however I don't have a valid email address. Any way around this?

You need to reach out to the companies you need to pay to get their valid email address to complete the scheduled payment process, Kerby. I'll share details about this. 

In QuickBooks Online (QBO), processing a scheduled payment requires an email address so your vendor will receive confirmation emails regarding the payment process and completion of the bill payment. With that said, you can reach out to the AT&T and First Citizens Bank companies to ask for this information. 

When ready, you can now move forward with scheduling a payment on a specific schedule. For step-by-step instructions, go to the Schedule a bill payment with QuickBooks Bill Pay section of this article: Learn about QuickBooks Bill Pay for QuickBooks Online.

You can also generate a report called Transaction List by Date to view the total amount you paid to a vendor within a specific time period. For detailed guidance, refer to this link: Run a report with vendor totals.

I'll make sure to keep this thread open for you to post any further questions about scheduling a payment in QuickBooks. I'm just right here, ready to provide a quick response. Have a good one. 

@kerbylove-aol-co 

Another option, you can use a free billing app to integrate with QBO to pay your bills to nationwide billers. There’s no need to enter payment delivery details over and over. Your vendor list and the app’s network keep track of all that. Just add the bill, pick the biller/vendor, schedule payment and you’re done.

https:// affiliates.meliopayments.com/network

You can also get the cashback to pay the first bill.

https:// affiliates.meliopayments.com/cashback