If the business account is selected from the recorded transaction in QuickBooks, you can either do the following:
Note: Please make sure to consult with your accountant before following the steps below. This is to make sure your financial reports are accurate.
To change the bank account of a transaction, you will need to open it and update the account from the Deposit to field.
Here's a sample screenshot of a receive payment transaction:
Once updated, you can now match the transaction in the banking section. Here's an article for more information: Match and categorize your downloaded bank transactions.
For using the Record transfer option, here's how:
Then, manually reconcile the transaction by following these steps:
i'll be around if there's anything else you need help with QuickBooks Online banking. Thanks.