Hey there, @cece423soap.
Multi-factor or Two-factor authentication depends on your financial institution. Let me provide some details about this.
Some financial institutions don't require the multi-factor authentication when updating your accounts.
In addition, if your financial institution requires the authentication, you need to enter your credentials within two minutes of being prompted.
Also, I suggest updating your sign in information using an incognito browser. This way, you can trigger the two-factor authentication for your account.
You can use these keyboard shortcuts in opening an incognito browser:
You can refer to this article for more details: How to Use Automatic and Manual Online Banking Updates?
You can always let me know if you have any other concerns. I'll be here to assist you.