Hello @ksimmons,
Let me help share information about how your bank balance gets its data.
When a file is downloaded to QuickBooks, you'll have to make sure that it is posted in the correct register. Consider reviewing your bank account register by click View register under the ACTION column in your Chart of Accounts.
In addition, the following factors below also affect your bank account balance:
- Outstanding transactions
- New transactions for a connected account
- Duplicate transactions
- Edited or deleted transactions
- Credit card (liability) account
Additionally, you also browse for the content in this helpful article for the troubleshooting steps in case you'll bump into issues with bank reconciliations: How to Fix Differences Between QuickBooks Balance and Bank Balance?
If you have any other questions, please let me know in the comments below. Stay safe!